Marcus Invite Code Loan Review
Did you receive a letter from Marcus in the mail tempting you to take out a loan?
The letter most likely directed you to www.marcus.com/offers and told you to input the provided invite code found in the letter.
If you’re on the fence in regards to applying for the loan please read more below!
Let’s check out what the Internet blogs say about Marcus…
Marcus Loan Reviews (from finance blogs)
- NerdWallet (Review by Amrita Jayakumar): Give Marcus loans a 5 out of 5 stars… “low rates, no fees, and flexible loan terms and payment options”
- Bankrate (Review by Robin Saks Frankel): 3.7 out of 5… “excellent credit, you might consider Marcus by Goldman Sachs”
- CreditKarma: 4.9 out of 5 stars based on 155 customer reviews
As you can see the Internet leans towards a borderline love-fest with Marcus Loans.
It was difficult to find anything negative about the firm/loan.
The only drawback is consumers with poor to average credit will not qualify.
Marcus Loan Customer Service
- Phone: 1-844-MARCUS1 (1-844-627-2871)
- Dispute Mail: Marcus by Goldman Sachs P.O. Box 45400 Salt Lake City, UT 84145-0400
- General Correspondence address: Goldman Sachs Bank USA P.O. Box 1978 Cranberry Twp., PA 16066
The toll-free number is available from Monday – Friday 8 am – 10 pm ET Saturday – Sunday 9 am – 7 pm ET.
Need a credit card?
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Capitalist Review View on the Marcus Loan Offer
- No fees
- Offers direct payment to creditors with debt consolidation loans
- Easy application
- Option to change your payment date
- You can skip a payment from time to time without being charged a fee
Marcus Offer Code Information
Your code is a phrase plus 7 or 8 digits found on the check on the top right corner of your mail offer from Marcus.
Special characters (i.e. ! or *) are not allowed in the offer code field.
Bottom Line
One Word… YES!
If you need a loan and qualify Marcus is a great option!
FAQ
Is Marcus a good lender?
Best of 2019: NerdWallet recognized Marcus among our list of Best Personal Loans of 2019 in the categories of good credit, debt consolidation and home improvement. No fees: The lender says it doesn't charge any fees, not even late fees for missed payments.
Is Marcus by Goldman Sachs a good loan?
A Marcus by Goldman Sachs personal loan could be a great solution for borrowers with solid credit and the ability to wait a little while for their cash. Borrowers attempting to consolidate high-interest debt can benefit from the lender paying their creditors directly with loan funds.
How long does it take to get approved for a Marcus loan?
Unlike some of the other online personal loan companies, Marcus by Goldman Sachs does not charge any origination fees to process your loan. Once approved for a loan, it takes about two business days to receive the funds in your bank account.
Can you pay off a Marcus loan early?
No fees. Marcus by Goldman Sachs doesn't charge any application or origination fees. And no prepayment penalties mean you have the option of paying off your loan early to save on unnecessary interest. On-time payment reward.
Is Marcus a good lender?
Best of 2019: NerdWallet recognized Marcus among our list of Best Personal Loans of 2019 in the categories of good credit, debt consolidation and home improvement. No fees: The lender says it doesn't charge any fees, not even late fees for missed payments.
Is Marcus by Goldman Sachs reputable?
The bottom line. Marcus by Goldman Sachs has excellent rates on its savings account and CDs. There's no checking account or ATM network. You need an external account for transferring money, so expect delays when making any transaction.
How long does it take to get approved for a Marcus loan?
Unlike some of the other online personal loan companies, Marcus by Goldman Sachs does not charge any origination fees to process your loan. Once approved for a loan, it takes about two business days to receive the funds in your bank account.
Can I pay off Marcus loan early?
Marcus by Goldman Sachs doesn't charge any application or origination fees. And no prepayment penalties mean you have the option of paying off your loan early to save on unnecessary interest. On-time payment reward.
What credit score do you need for a Marcus loan?
To qualify for a Marcus by Goldman Sachs personal loan, you'll generally need established credit history and a good credit score. We recommend that borrowers have FICO credit scores of at least 660 with at least two years of credit history. Many borrowers have credit scores between 700 and 750.
Is Marcus by Goldman Sachs a reputable company?
Customer Service. Marcus has an A+ rating with the Better Business Bureau. In 2020, the Consumer Financial Protection Bureau received 12 personal-loan-related complaints about Goldman Sachs Bank, which originates Marcus personal loans. The bank provided a timely response for all.
