Discover it Credit Card
- The popular Discover it credit card allows members to earn 5% cash back at different places each quarter, up to the quarterly maximum each time they activate
- Dicover.com/PickIt Invitation requires the 23 digit code associated with the mailing offer
- On top of the 5% cash back promotion members will also earn 1% cash back on all other purchases
The Discover it credit card is open to legal residents of the United States who are 18 years of age or older. The Discover it credit card is designed for consumers with a good credit score, a clean credit rating, and reliable annual income.
Applicants who already submitted a Discover it credit card application can check the status online with their SSN and their 5 digit zip code.
Discover.com/Pickit Promotional Mailing Notes
- The 23 digit invite code can be found at the bottom of the promotional mailing
- The Discover Pickit credit card is issued by Discover Bank who is proud Member FDIC
- The application should take less than 3 minutes to compete assuming the 23 digit code is on hand
Discover Pickit Credit Card Highlights/Lowlights
- NO ANNUAL FEE (we love no annual fee credit cards!) 🙂
- 0% on purchases for 14 months and 0% on balance transfers for 14 months 🙂
- Cash back match at the end of your first year 🙂
- Rewards program is somewhat difficult to understand 🙁
- Use the it credit card outside the US can be an issue 🙁
Similar credit cards: Chase Freedom and Citi Double Cash both issue very lucrative reward programs!
Consumers who did not receive the DiscoverPickit mailing offer can still apply by providing their name, last 4 digits of their SSN, and answer if they are a student. Please note the Discover Credit Card initial offer check is a search for an offer and will not impact the users credit score. Only once an application has been submitted for a credit card account will the applicants credit file will be accessed for purposes of determining account approval.
Any questions in regards to Discover.com/PickIt can be directed to toll free 1-800-DISCOVER (1-800-347-2683) 24 hours a day 7 days a week (Discover card holders who are outside the US can dial 1-801-902-3100).
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FAQ
Does discover pre approval affect credit score?
No impact to your credit score: pre-approval is based on a soft inquiry. Convenient: You can check online wherever you are. Easy: Simply enter basic contact and financial information. Secure: Your online security is important to Discover.
How do I apply for a Discover student credit card?
Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - September) may apply at Discover.com for a statement credit ("Good Grade Reward"). This will be applied to your account within seven (7) business days.
What bank is Discover card associated with?
Most cards with the Discover brand are issued by Discover Bank, formerly the Greenwood Trust Company. Discover transactions are processed through the Discover Network payment network.
What does a pre approved credit card mean?
Being pre-qualified or pre-approved for credit card offers typically means that the credit card issuer has determined that you meet certain criteria by doing a soft credit check, which doesn't impact your credit.
What credit score do you need for a Discover it card?
There aren't any Discover cards that flat-out require excellent credit, currently. But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So most Discover cards may be a tough get for the average person, who has a credit score of 669.
Is the Discover it a good credit card?
Discover it® Cash Back Credit Card The Discover it Cash Back Credit Card is quite popular. ... Since this card has no annual fee that means you can earn quite a profit. You'll get a 14-month 0% intro APR for purchases and balance transfers, which is fairly good for cards like these.
How do I apply for a Discover student credit card?
Students with a Discover it® or Discover it® Chrome card who have a GPA of 3.0 or higher (or equivalent) during a School Year (September - September) may apply at Discover.com for a statement credit ("Good Grade Reward"). This will be applied to your account within seven (7) business days.
How do I find my APR on Discover app?
To find the interest rate on a Discover card, look for the “Interest Charge Calculation” section on your monthly billing statement (electronic or paper). There, you will find the Annual Percentage Rates (APRs) for your account.
How do I apply for a Discover student card?
Here are the Discover student card requirements:18+ years old.U.S. citizen.Valid Social Security number (cannot apply with ITIN)Enough income to afford a credit card.Be a student (enrolled in school)Not have too many recent credit inquiries (best to only apply for one card each year)More items...•
Where is Discover accepted?
Discover card acceptance outside of the United States Visa and Mastercard are the most widely-used card payment networks abroad, while Discover and American Express are still very much U.S. oriented. Plus, card payments aren't widely used at all in many international markets.
What credit score do you need for a Discover it card?
There aren't any Discover cards that flat-out require excellent credit, currently. But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So most Discover cards may be a tough get for the average person, who has a credit score of 669.
Is discover it cash back a good card?
The Discover it Cash Back Credit Card is quite popular. ... Since this card has no annual fee that means you can earn quite a profit. You'll get a 14-month 0% intro APR for purchases and balance transfers, which is fairly good for cards like these.
How do I refer a Discover credit card?
Discover Refer-A-Friend Program Details Check out the Discover Credit Card Referral Program and log in to your account to share with friends via Facebook, Twitter, email, and your unique referral link that you can post online. Discover will notify you by email each time that you earn extra rewards.
Do I qualify for a Discover credit card?
You need a 700+ credit score to get most Discover credit cards, but there's no minimum credit score needed for three Discover cards. You can get the Discover it Secured Card with a bad credit score (below 640).
