If you are looking for a credit card that will reward you for using it, the Chase Freedom Unlimited credit card may be just what you are looking for. This card offers 3 percent cash back (up to $150) on every purchase you make for the entire first year of owning it. After that you will earn an unlimited 1.5 percent cash back on everything you purchase, making this card a great way to earn while you spend.
The Chase Freedom Unlimited also offers no annual fee and no interest on purchases for the first 15 months. This is a good option for credit card users looking to pay down another credit card with a balance transfer to the Chase Freedom Unlimited card. After the 15-month introductory period, the interest rates will vary from 16.49 to 25.24 percent on remaining balances. Balance transfers to the card are 5 percent of the total with a minimum of $5.
If you are looking to earn even more Cash Back rewards with the Chase Freedom Unlimited credit card, you can add another authorized user to the card. When you make a purchase within three months of adding the new user, you will earn $25 in Cash Back rewards to your card. This makes it beneficial to have multiple users on your credit card to help you rack up those Cash Back rewards.
The best part about the Chase Freedom Unlimited’s Cash Back rewards feature is they never expire. For as long as you own and use your card, you will continue holding and earning rewards. Rewards can be used for a variety of options including cash back to your card every month. There is no minimum to cash in your rewards, and you also have the option of depositing the cash right into your personal checking or savings account.
The Chase Freedom Unlimited’s Cash Back rewards can also be used on Amazon by linking your card to your account with the retailer. This will allow you to make purchases with your Cash Back rewards including paying shipping fees and taxes. There is no restriction to using the rewards on the site, offering you plenty of flexibility as you shop.
Gift cards are another option to cash in your Chase Freedom Unlimited rewards. There is an extensive collection of retailers and restaurants to earn gift cards with if you prefer this method of payout for your rewards. In addition, the Chase Freedom Unlimited credit card extends to travel opportunities, offering flexible ways to pay for travel experiences and competitive rates for cardholders.
If you are already a Chase Freedom Unlimited cardholder, you still have a chance to earn up to $500 a year by referring your friends and family to the card. For each referral that signs up for the Chase Freedom Unlimited card, you will receive $100 up to the maximum $500 per year offered.
The Chase Freedom Unlimited credit card offers plenty of ways to earn rewards by using the card. It is also an ideal credit card for balance transfers and the no annual fee just enhance the benefits of owning this credit card.