Credit One Bank Card Reviews
You may have been watching TV late at night on the weekend and ran across a commercial directing you to www.gocreditone.com.
This promotion is targeting consumers with a less than ideal credit score that apparently doesn’t like going out on the weekends.
The second part of the above statement may or may be correct but the first proportion is 100% spot on.
The Go Credit One credit card offers allow a consumer to apply for the card in hopes of improving their flawed credit score via on-time payment.
Credit One Bank Card Reviews (from the heavy hitters)
- NerdWallet: Ellen Cannon from NW gives the Credit One Bank card a less than ideal 2 out of 5 stars (she says the card is confusing for cardholders)
- WalletHub.com readers give the card a 3.4 out of 5 based on more than 8,990 reviews
- CreditCards.com clocks in with a 2.2 out of 5 (again a very sub-par review from a major player in the credit card blog industry)
Overall the Credit One Bank card failed to receive any outstanding reviews and sounds like the Internet is not a fan of this card.
Have a good to great credit score?
Check out the following cards…
- Capital One Card Offers: These are some of the best cards in the industry and come with excellent rewards and low fees (or no fees)
- Chase Sapphire: Must be 18 years of age or older
- Credit Cards for Foodies!: A must for people who like to stuff their pie hole and a regular basis
What do we think?
Based on our research we cannot recommend the GoCreditOne promotional offer due to a variety of reasons… the main being fees.
GoCreditOne.com Customer Service
- Phone: 1-877-825-3242 (toll-free) or dial 1-702-405-2042 (outside the U.S.)
- Web: www.creditonebank.com/customer-service
If you already applied and need to check the status of your application please dial 1-800-752-5493 between the hours of 5 a.m. to 9 p.m. Monday – Friday or 6:30 a.m. to 5 p.m. Saturday & Sunday PT.
If you already have this card and simply need to make a payment via mail please write to “Credit One Bank Payment Services P.O. Box 60500 City of Industry, CA 91716-0500“.
FAQ
What credit score do I need to get a credit one credit card?
Credit Scores from 300 to 670+ Welcome to Apply Credit One aims its cards at folks with fair or poor credit scores. While the issuer doesn't publish any information about required scores, we've come across a review that indicates a recommended credit score range of 300 to 670.
How do I pay my credit one bill online?
How can I pay my Credit One credit card? You can easily pay your Credit One credit card bill by creating an online account. To get started, select “Set Up Online Account Access” on the homepage: https://www.creditonebank.com/. You may also mail your payment or send it through MoneyGram ExpressPayment or Western Union.
How do I find out if I was pre approved for a credit card?
The easiest way to see if you're pre-approved for a credit card is to check a credit card company's website. Most major issuers let you see which of their cards you're preapproved for by simply entering your name, address and the last four digits of your Social Security number into an online form.
Is credit one a hard inquiry?
It is only after you respond to a pre-qualified or pre-approved offer with a full credit card application, that the issuer makes a hard inquiry. When this happens, the inquiry will show up on your credit report.
How do I pay my credit one bill online?
How can I pay my Credit One credit card? You can easily pay your Credit One credit card bill by creating an online account. To get started, select “Set Up Online Account Access” on the homepage: https://www.creditonebank.com/. You may also mail your payment or send it through MoneyGram ExpressPayment or Western Union.
How do I pay my credit one bill?
If you are experiencing issues signing in to your account online and need to make a payment immediately, please call us at 1-877-825-3242 toll-free or 1-702-405-2042 from outside the U.S. Inform the Customer Service agent on the phone that you are having difficulties accessing your account online, the agent will assist ...
How do I activate my credit one bank card?
To reiterate, the activation must be done online. Automated Account Information: 1-877-825-3242 (toll-free), 1-702-405-2042 (outside the U.S.) – (24 hours a day / 7 days a week). The number to call to activate your Credit One Bank card will be provided to you on a sticker attached to the card.
How does credit one verify your identity?
However, we first need to verify your identity by sending a Verification Code to either an email address or mobile phone number that we already have on file for you. If you're a new card member, you may tap here to check the status of your credit card application.
How do I pay my credit one bill online?
How can I pay my Credit One credit card? You can easily pay your Credit One credit card bill by creating an online account. To get started, select “Set Up Online Account Access” on the homepage: https://www.creditonebank.com/. You may also mail your payment or send it through MoneyGram ExpressPayment or Western Union.
How do I pay my credit one bill?
If you are experiencing issues signing in to your account online and need to make a payment immediately, please call us at 1-877-825-3242 toll-free or 1-702-405-2042 from outside the U.S. Inform the Customer Service agent on the phone that you are having difficulties accessing your account online, the agent will assist ...
