Citi Simplicity Card
- Apply for the Simplicity Credit Card to take advantage of the lowest intro APR for 18 months on balance transfers and purchases offered by Citi
- Citi.com/ApplyCitiSimplicity is offered by Citigroup Inc.
- Applicants who received the promotional mailing offer must have the invitation number in order to apply
The Citi Simplicity Credit Card is available to legal residents of the United States who are 18 years of age or older. The Simplicity Credit Card general requires a good credit score (at minimum) and a clean credit profile as Citi is one of the more conservative credit card issuers on the market.
Citi.com/ApplyCitiSimplicity Promotional Mailing Notes
- The invitation code can be found in the top right hand corner of the mailing offer
- Those who do not have an invite code can still apply at the official Citi Simplicity Card Application Page
- The application will take about 3 to 5 minutes to complete
- Applicants with the invitation number are extremely likely to be approved as they have been pre-screened
- The applicant must also provide their name, address, phone number, email address, and agree to a credit check
Citi Simplicity Credit Card Highlights
- 0% Intro APR for 18 months from date of account opening on purchases and 0% Intro APR for 18 months from date of first transfer on balance transfers
- All promotional balance transfers MUST be completed within 4 months of opening the Citi Simplicity account
- After the 0% APR Intro Promotion has lapsed members will be charged 15.49% – 25.49% on balance transferred pending on credit worthiness
- NO ANNUAL FEE
- Balance Transfer Fee: Either $5 or 5% of the amount of each credit card balance transfer, whichever is greater
- Cash Advance Fee: either $10 or 5% of the amount of each cash advance, whichever is greater
Verdict: Overall this is a very good card for consumers with a clean credit score/rating as the card comes with No Late Fees, No Penalty Rate, and No Annual Fee! The only draw back to the card is zero reward program.
Similar Credit Cards: Chase Freedom Unlimited Card and the Chase Slate Card are both great for balance transfers.
Any questions about Citi.com/ApplyCitiSimplicity can be directed to toll free 1-800-347-4934. To apply for the Simplicity credit card over the phone please dial 1-800-526-2323.
Sources
FAQ
How do I check my Citibank credit card balance?
To know the Credit Card Outstanding and your Available Credit Limit:Go to 'View account summary' in your Citibank Online home page - > Choose Credit Cards - > Choose the particular card -> 'Balance' is mentioned in the summary of the card (OR)You can SMS, 'CARDBAL XXXX' to 52484, from your registered mobile number.More items...
What credit score do you need for Citi Simplicity?
Your Citi Simplicity approval odds are highest when you have good or better credit. Good credit is often defined as a score of 660 to 719 but your best bet is to apply with a score of 700+. Some users report approval with scores as low as 660 and denials with scores as high as 720.
How do I pay my Citibank credit card bill?
You can pay your Citibank credit bill online, where you can make a one-time payment or set up a monthly automatic payment. You can call 1 (800) 950-5114 to pay by phone, or you can send your payment by regular mail.
Does Citibank have an annual fee?
Keep it simple with no late fees, no annual fee and our lowest introductory APR. Save time and money with Citi. Purchase Rate: 0% Intro APR on purchases for 12 months; after that, the variable APR will be 16.24% – 26.24%, based on your creditworthiness.
How do I check my Citibank credit card balance?
To know the Credit Card Outstanding and your Available Credit Limit:Go to 'View account summary' in your Citibank Online home page - > Choose Credit Cards - > Choose the particular card -> 'Balance' is mentioned in the summary of the card (OR)You can SMS, 'CARDBAL XXXX' to 52484, from your registered mobile number.More items...
How do I do a balance transfer on my Citi Simplicity card?
How to initiate a balance transfer on a Citi credit cardLog in to your account and choose the “transfer a balance” option from your account page.To start the process, provide key information about the card from which you want to transfer a balance.
How do I pay my Citibank credit card bill?
You can pay your Citibank credit bill online, where you can make a one-time payment or set up a monthly automatic payment. You can call 1 (800) 950-5114 to pay by phone, or you can send your payment by regular mail.
Is Citibank a good credit card?
The best Citi credit card is the Citi® Double Cash Card – 18 month BT offer because it has a
