Rechecked May 2026: Facts on the ground changed after its original publication date. We reviewed public sources again in May 2026 and summarized what matters now for readers landing on this page.
Capital One Savor Card
- Annual fee $ 0 🙂
- Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening 🙂
- A must for consumers who enjoy dining out!!
- Capital One credit cards are always a good buy
- Requires a good to great credit score (690 to 850 range)
- Consumers who do not dine out will want to avoid this credit card at all cost
The Capital One Savor credit card allows members to earn 3% rewards at sit down restaurants (i.e. Olive Garden, Outback, Red Lobster), bars, coffee shops (yes Starbucks does qualify!), nightclubs, fast-food (McDonald’s anyone?) and many other eateries.
The Good
- 0% on Purchases and Balance Transfers for 9 months, and then the ongoing APR of 15.74% – 24.49% Variable APR
- No costly annual fee
- No foreign transaction fee
- Provides contactless technology which allows the user to simply tap the card against a contactless-enabled card reader, rather than swiping or dipping
The Bad
- Nothing
The Capital One Savor Card is considered the best $ 0-annual-fee dining credit card on the market.
Any questions in regards to the Savor Card can be directed to a Capital One customer service agent at 1-800-227-4825.
Application:
