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AMEX Green Credit Card Review

Does this card deserve a spot in your wallet or purse?

Well, let’s start with a $100 bonus credit and 30,000 reward points when you sign up.

Based on the above sentence alone we would almost come close to recommending the American Express Green card without more knowledge but let’s take a deeper dive!

AMEX Green Card Pros and Cons

• $150 Annual Fee
• 3x Points On Dining, Travel, And Transit
• 30K Points + $100 Credit upon sign up
• $100 LoungeBuddy credit per year
• Foreign transaction fee 0%
• Earn 3 Membership Rewards points per $1 spent on travel, transit, and restaurants worldwide
• Earn 1 Membership Rewards point per $1 on other purchases

Please note the AMEX Green card’s previous annual fee was an introductory $ 0 for the first year, then $95.

For existing cardholders, the new annual fee will kick in at their next renewal date after Jan. 1, 2021 so this is a little disappointing.

In order to obtain the 30,000 bonus points, you must spend $2,000 on purchases within the first 3 months.

American Express Green Card Reviews

• Nerdwallet.com: Calls the new card a “mixed bag”
• ThePointsGuy: 4 out of 5 stars
• CreditKarma.com: Other than that, this card probably isn’t a great deal. If you’re open to other cards, there could be a better option out there for you

Other Options

• American Express Gold Card
• Chase Sapphire Preferred Card
• Capital One VentureOne Rewards Credit Card
• Chase Freedom Card

Bottom Line

The new and improved American Express Green Card is a decent little card BUT we would avoid it due to the new annual fee.

If we’re not for the $150 annual fee we would have given it the green light (sorry AMEX fanboys).

You must be 18 years of age or older and a legal resident of the United States in order to apply.

Need a personal loan?

Check out Upstart.com/MyOffer or OppLoans.com/MyLoan now.

Both of the above offers provide a line of credit up to $20,000 depending on your credit score and annual income.