Attempting to meet minimum spending requirements in order to obtain a juicy bonus is not always easy! Here are 50 smart tricks to help spend that money in order to acquire that JUICY CREDIT CARD BONUS! $$$
- NEVER carry cash, ALWAYS carry the credit card
- Home remodel! (not only does this help spend the money but is also increase the value of your home!)
- Link your credit card to your PayPal account (instead of using money from a linked bank account use your credit card when making online payments with PayPal)
- Request your local lawn service company start taking credit card payments
- Pay for car, homeowners, medical, or renter’s insurance using your credit card
- Put your annual summer vacation on the card
- Buy gift cards (if you spend $400 a Target per month but 4 $100 Target gift cards with the credit card)
- Many consumers are not aware of this but some bills can be PREPAID (check all household bills, auto insurance, and health insurance as they are likely candidates for prepaid bills)
- Pay your taxes with a credit card IF your card has a valuable sign up bonus or you don’t owe much in taxes (due to a fee charged in regards to paying taxes with a credit card)
- Pay quarterly taxes (this is a must if you have a side hussle or are self employed)
- Religious contributions
- Charitable contributions
- Put your Netflix subscription on your credit card
- Add family members as authorized users for purchases they would make anyways
- Buy Christmas, Birthday, Wedding gifts in advance (again these are purchased you would make anyways)
- Purchase a money order with the credit card (not all supermarkets allow this but if they do you have hit the jack pot)
- Gift card churning (this creative endeavor involves buying gift cards and then reselling them at a break-even price)
- College Tution (many out of state colleges will allow you to charge your kids tuition to a credit card)
