Rise Credit Reviews and Offer
Apply for a personal loan for $500 to $5,000 with RISE Loan.
Visit rise.com with Invitation Code to apply (an invite code is not required).
Must be 18 years of age or older and a legal resident of the United States in order to secure a loan.
RISE loan Applications processed and approved before 6 pm ET are typically funded the next business day.
RiseCredit.com Loan Notes
- To obtain credit, you must apply online and have a valid checking account and email address
- Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state
- Applicants living in Tennesse or Kansas are not allowed to obtain reduced rates
Alaska, Arizona, District of Columbia, Florida, Hawaii, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Montana, Nebraska, Nevada, Ohio, Oklahoma, Oregon, South Dakota, Washington, and Wyoming Customers: Installment loans are originated by FinWise Bank, a Utah chartered bank, located in Sandy, UT, Member FDIC.
Looking for a credit card?
Please read Citi Card Special Rate Offers or Jetblue Mastercard
RiseCredit.com Customer Service
- Phone 1-866-580-1226 (Hours Monday to Friday 8 am – 11 pm ET Saturday and Sunday: 9 am – 6 pm ET
- General Customer Service: RISE Attn: Customer Support PO Box 101808 Fort Worth, TX 76185
- Fax: 1-866-580-1228
Please note due to the changes in the Military Lending Act effective October 3, 2021, RISE is not available to applicants listed as Covered Borrowers in the Military Lending Act database, including qualifying active duty service members and their dependents as defined in 32 C.F.R. § 232.
RiseCredit Payments by Mail
- Standard Payments: RISE Credit P.O. Box 679900 Dallas, TX 75267-9900
- Overnight Payments: RISE Credit Lockbox Number 679900 1200 E. Campbell Rd., Suite 108 Richardson, TX 75081
For immediate assistance regarding payments or funding, please call the RISE Loan customer support agents at 1-866-580-1226.
If sending an email please allow up to 48 hours for a response.
Checking your RISE Credit loan options will NOT affect your FICO score.
RISE CREDIT LOAN APPLICATION
FAQ
Is Rise credit a payday loan?
Rise Credit is an online installment loan for bad-credit borrowers offered by Elevate, a Texas-based lending company. ... While its rates are lower than those of traditional payday lenders, Rise loans are an expensive way to get cash in an emergency.
What credit score is needed for a rise Loan?
A “fair” credit score of around 600 may get you approved for much more affordable products. Despite the costs, RISE is transparent with loan terms and interest rates. The loan terms available vary from state to state. RISE offers installment loans in some states and credit lines in others.
Is Rise a good loan company?
For consumers in dire situations who have bad credit, Rise may be a good option. Many customers consider Rise to be a great small loan lender due to the company's transparency, credit reporting policies and rewards program that lowers the interest rate on future loans.
How does a rise loan work?
RISE is an installment loan offering a flexible payment schedule and rates that go down over time with successful payments. Also, our fees are prorated. This means that customers pay for only the number of days they keep the loan.
Is Rise credit a payday loan?
Rise Credit is an online installment loan for bad-credit borrowers offered by Elevate, a Texas-based lending company. ... While its rates are lower than those of traditional payday lenders, Rise loans are an expensive way to get cash in an emergency.
What credit score is needed for a rise Loan?
A “fair” credit score of around 600 may get you approved for much more affordable products. Despite the costs, RISE is transparent with loan terms and interest rates. The loan terms available vary from state to state. RISE offers installment loans in some states and credit lines in others.
Can you pay off RISE credit early?
Loans do not have prepayment penalties. Additionally, RISE Credit doesn't charge origination fees, so if you can pay off the loan fast, you will avoid most of the fees. Certain customers at RISE will also become eligible for a line of credit.
Does Rise credit help your credit?
Pay all your bills on time. That's why RISE reports all loans to a major credit bureau. By reporting your on-time payments, your loan with RISE could help your credit score. Only apply for the credit you need.
What is a rise account?
If you're in a financial pinch, RISE is an online lender that offers short-term installment loans and lines of credit to fill a gap when money is short. RISE was founded as an alternative to payday loans and other products marketed to higher-risk borrowers who need access to money.
Can you pay off RISE loan early?
Loans do not have prepayment penalties. Additionally, RISE Credit doesn't charge origination fees, so if you can pay off the loan fast, you will avoid most of the fees. Certain customers at RISE will also become eligible for a line of credit.
