Discover IT Card Review
- One of the bestĀ cash-back rewards card on the market today
- 5% cash back on quarterly rotating categories, up to $1,500 in spending per quarter, and 1% cash back on all other purchases
- Discover.com/IT requires the invitation number
- No annual fee
- 690 minimum credit score required
The Discover IT card is available to legal residents of the United States who are 18 years of age or older and have a good credit score.
The 5% cash back includes retailers such asĀ gas stations, grocery stores, restaurants, Amazon.com, and wholesale clubs (i.e. Sam’s, Costco).Ā Upcoming 5% cash back categories are as follows: July – September 2020 Restaurants | October – December 2020 Amazon.com & Wholesale Clubs.
In order to apply for this lucrative credit card simply visit Discover.com/IT.
Discover.com/IT Highlights š
- Cash back match at the end of the first year
- 0% on purchases for 14 months and 0% on balance transfers for 14 months
- Rewards never expire
- Cash back can be redeemed at any time
- FREE Social Security number alerts
- No Foreign Transaction Fee
Discover.com/IT Lowlights š
- Acceptance outside the US can be iffy
- The cash back rewards program is complicated (consumers who are basic should check out offers from Capital One)
Any questions in regards to Discover.com/IT can be directed to toll-freeĀ 800-347-0264.Ā Card holders dialing from outside the US can call 1-801-902-3100 or TDDĀ 1-800-347-7449.Ā All customer service inquires can be directed toĀ Discover Financial Services, P.O. Box 30943, Salt Lake City, UT 84130-0943.
Credit Cards similar to Discover IT
- Chase Freedom
- Citi Double Cash
- Blue Cash Preferred from American Express
- Capital One Quick Silver
- AMEX Premier Gold
Discover IT reviews from REAL consumers
“I have a discover card and excellent credit at 17% interest hoping they would drop it some, they told me they weren’t allowed and would not decrease the interest. OK I said so now am going to cancel discover after 6 yrs no late payment. (I believe in paying on time) Capital One did better than they did.” –Ā Anita Sue Campbell
“Discover has absolutely no perks. I have several credit cards and can promise that Discover is by far the worst. Their only differentiation point is their service, which has proved to be awful time and time again.” –Ā Peggy Kanterman
Sources
FAQ
How do I find my APR on Discover app?
To find the interest rate on a Discover card, look for the āInterest Charge Calculationā section on your monthly billing statement (electronic or paper). There, you will find the Annual Percentage Rates (APRs) for your account.
What credit score do you need for a Discover it card?
There aren't any Discover cards that flat-out require excellent credit, currently. But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So most Discover cards may be a tough get for the average person, who has a credit score of 669.
How do I apply for a Discover student card?
Here are the Discover student card requirements:18+ years old.U.S. citizen.Valid Social Security number (cannot apply with ITIN)Enough income to afford a credit card.Be a student (enrolled in school)Not have too many recent credit inquiries (best to only apply for one card each year)More items...•
What bank is Discover card associated with?
Most cards with the Discover brand are issued by Discover Bank, formerly the Greenwood Trust Company. Discover transactions are processed through the Discover Network payment network.
How do I apply for a Discover student card?
Here are the Discover student card requirements:18+ years old.U.S. citizen.Valid Social Security number (cannot apply with ITIN)Enough income to afford a credit card.Be a student (enrolled in school)Not have too many recent credit inquiries (best to only apply for one card each year)More items...•
What credit score do you need for a Discover it card?
There aren't any Discover cards that flat-out require excellent credit, currently. But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So most Discover cards may be a tough get for the average person, who has a credit score of 669.
How do I find my Discover APR?
To find the interest rate on a Discover card, look for the āInterest Charge Calculationā section on your monthly billing statement (electronic or paper). There, you will find the Annual Percentage Rates (APRs) for your account.
What bank is Discover card associated with?
Most cards with the Discover brand are issued by Discover Bank, formerly the Greenwood Trust Company. Discover transactions are processed through the Discover Network payment network.
What credit score do you need for a Discover it card?
There aren't any Discover cards that flat-out require excellent credit, currently. But we recommend a score of at least 700, which is toward the top of the good range, for the cards that require good credit for approval. So most Discover cards may be a tough get for the average person, who has a credit score of 669.
Is the Discover it a good credit card?
Discover itĀ® Cash Back Credit Card The Discover it Cash Back Credit Card is quite popular. ... Since this card has no annual fee that means you can earn quite a profit. You'll get a 14-month 0% intro APR for purchases and balance transfers, which is fairly good for cards like these.
