You may have opened your mailbox the other day and received the UMB HELOC mailing.
The letter (i.e. www.umb.com/offer) temps you to access your home equity funds which can be used for all kinds of purchases and payments.
If you were lucky enough to receive this letter should you take advantage of the offer?
(Please note you must be 18 years of age or older and a legal resident of the United States.)
Payments are due monthly.
Your minimum payment will equal the amount of your accrued interest and finance charges, plus any amount past due and all other charges.
An increase in the APR may increase the amount of your minimum payment.
The loan also comes with a $20 monthly service fee (but this fee can be waved).
The $20 monthly service fee can be avoided if you meet any of the one qualifications…
Need a credit card?
The Home Depot credit card is designed for consumers who shop at Home Depot.
Again this card is similar to the Home Depot card and is only useful for consumers who frequent Cabela’s.
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