For fans of Polaris products, financing options are important to consider. Polaris now offers a couple different options, in partnership with various banks. Many people are searching for a Polaris Star Card review to determine whether this product is worthwhile.
Polaris Star Card Review
As of the time of this writing, the Polaris Star Card appears to be discontinued.
The product was launched in 2005, in partnership with HSBC, as a way for prospective Polaris owners to get financing on their vehicle purchases. It is operated similarly to a credit card.
The Star Card had a lot of consumer complaints. It’s unclear whether this led to the discontinuation of the card or not, but either way, it’s probably for the best. HSBC, in general, has a pretty poor reputation with customers.
Polaris Credit Card Review
Although the Polaris Star Card is no longer available, it’s been replaced by several different financing options, including the Polaris Credit Card.
The Polaris Visa Card is issued by US Bank. Here are the basics:
- No annual fee
- Earns “Polaris Cash” rewards that can be redeemed at Polaris dealers
- Earns 2x points at Polaris dealers and gas stations, and 1x points everywhere else
- Comes with 0 percent intro APR for the first six months
This is a decent card, but certainly nothing special. The fact it has no annual fee is nice, but honestly, most people will be better off with a good no annual fee card from another bank. Having a Polaris-branded credit card is certainly not necessary, and the rewards on this card can only be redeemed on Polaris merchandise, which is fairly limited.
If you can take advantage of the 0 percent APR offer, this could potentially save you some money – but only if you’re prepared to pay the card off in full after those six months.
FAQ
What credit score do you need to finance a ATV?
What's the minimum credit score for an ATV loan? You can generally find ATV financing options for all credit score ranges. However, you'll generally get a better deal if your credit score is above 670 — what most lenders consider to be “good credit.” You'll have even more options if your score is 740 or higher.
Will Polaris finance bad credit?
We offer low fixed-rate financing to everyone, even bad credit loans, so you can take home a Polaris ATV, UTV, motorcycle or snowmobile. ... By making timely payments, you can restore and repair your credit score.
Does Polaris offer 0 financing?
The 0% finance scheme, in conjunction with Rural Finance, is available over two years with 2 + 22 monthly payments up to a maximum of 80% of the Recommended Retail Price from January 2020 through to 31st March 2020. It's available for new Polaris utility ATVs, UTVs, Sport and Leisure (excluding Youth).
How do I pay my Yamaha credit card?
Over the Phone You can also make payments on your Yamaha credit card via the automated payments system by calling Customer Relations at 1-800-252-5265. Provide your account number and other identifying information and then follow the prompts to submit your payment by debit card or ACH bank transfer.
What airlines can I use Capital One miles on?
You can transfer Capital One miles to the following airline partners:Aeromexico.Air Canada (Aeroplan)Air France & KLM (Flying Blue)Alitalia.Avianca.Cathay Pacific.Emirates.Etihad.More items...•
How do I pay my Yamaha credit card?
Over the Phone You can also make payments on your Yamaha credit card via the automated payments system by calling Customer Relations at 1-800-252-5265. Provide your account number and other identifying information and then follow the prompts to submit your payment by debit card or ACH bank transfer.
How many Capital One points do you need for a flight?
All miles redeem at the rate of
